Permanent Total Disablement	Up to £25,000
Cover for when you are no longer able to work at the role you are trained, qualified or experienced to do, following bodily injury.
Loss of Limb		Up to £25,000
Cover as a result of permanent physical severance or permanent total loss of use of a limb.
Death	Up to £10,000
Cover for bodily injury following an accident which is the sole and independent cause of death.
Funeral Expenses		Up to £10,000
Cover for funeral costs and expenses.
Broken Bones	Up to £500
Cover for broken bones including arm, leg, clavicle, scapula, spine, and skull as a result of bodily injury following an accident.
Hospitalisation		£25 per each overnight stay
Cover for bodily injury following an incident which results in hospital admission.
Physiotherapy or Osteopathy Treatment	Up to £500
Cover for bodily injury as a result of accident that requires physio or osteopathy treatment.
Dental Expenses	Up to £2,500
Cover, following an accident that requires emergency dental work.
Optical Expenses		Up to £2,500
Cover for optical expenses as a result of bodily injury.
Gadget Cover	Up to £250
Cover for detachable and/or wearable electronic equipment if it is damaged as a result of an accident where you suffer an injury.
Return to Home	Up to £50
Cover for the cost of a taxi or public transport if you are injured or your bike is damaged to the extent that you can’t continue to ride.
Event Fees	Up to £100
Reimbursement for a pre-booked event which has already been paid for and is non-refundable, if you can no longer participate due to bodily injury as a result of an accident
Counselling		Up to £250 per week up to a maximum of £5,000
Cover for telephone counselling, face to face counselling or cognitive behavioural therapy following bodily injury or if you have witnessed an injury.

Please note this is a list of the main policy benefits and is not exhaustive.

FAQs

1. Members & Premium Members

1. Members and Premium Members

2. Supporters

2. Supporters

3. Race Licences

3. Race Licences

4. Third party insurance

4. Third party insurance

5. Legal Support

5. Legal Support

6. Bike and travel insurance

6. Bike and travel insurance

7. Personal accident cover

7. Personal accident cover

8. Child and family memberships

8. Child and family memberships

9. Member Rewards Hub

9. Member Rewards Hub